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NOTARY REVIEWS...

...The Good, Bad & Ugly!™

 

 

 

 

SNAPDOCS NOT A FRIEND TO NOTARY SIGNING AGENTS

Notary Signing Agents Don't Be Fooled!

Back on April 28th, I received a text from a "Kyli" from SnapDocs who was seeking a Spanish speaking NSA for a closing in my area.
 
I replied, "I didn't know that Snapdocs was also a signing service?"
 
She replied, "SnapDocs main business is a signing service. We find notarys for First American and Old Republic Title."
 
SNAPDOCS IS NOT NSA FRIENDLY AND ITS VERY CREATION, OWNED BY ARRON KING A SIGNING SERVICE OWNER, WAS ALWAYS TO OUR TOTAL DISADVANTAGE...
 
  • ►SNAPDOCS ALLOWS NSA's TO KEEP TRACK OF OUR CLIENTS ON THEIR PLATFORM VIA OUR PROFILE ONLY TO DIRECTLY MARKET TO THEM LATER ON AND STEAL THEM FROM OFFERING DIRECT WORK TO THE NSA!
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  • NSA'S CAN NOT SEE NOR REPLY TO NEGATIVE REVIEWS (THUMBS DOWN)!
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  • NSA'S CAN NOT VIEW THEIR "SECRET % RATING" ONLY THEIR CLIENTS CAN SEE!
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  • NSA'S WILL ALWAYS BE OFFERED THE LOWEST POSSIBLE FEE BASED ON SD PROGRAMMING ALGORITHMS CREATED TO SHOW THEIR CLIENTS, THE LOWEST FEE AN NSA WILL WORK FOR PER AREA. SHOULD THEIR CLIENT WANT TO OFFER MORE MONEY, SD SENDS A "POP UP MESSAGE" STRONGLY DISCOURAGING THIS, AND WILL SHOW A LIST OF NSA's WHO WILL WORK FOR LESS THAN THE OFFER!!
 
SnapDocs has been the PRIMARY SOURCE as to why NSA fees are continuously being offered way below standard NSA industry norm fees.
 
Kyli's statement also answered the mystery as to why we've been seeing orders on SD from these two huge title companies, whereas normally we would receive direct calls or emails from their respective closing coordinators.
 
Please spread the word to your fellow peers to join Notary Reviews for DIRECT WORK!
 
 
#snapdocs #notarysigningagent #loansigningagent #notaryloancloser #notary #notariespublic #titlecompanies #lenders #mobileclosers #nsa

Amrock / Chase Closings...

Second post regarding these ridiculous Door Dash Closings...

 

An NSA who continues to conduct these AMROCK /Chase closings via the infamous "door dash closings" is an idiot. Unless your state specifically allows you to conduct NOT IN PERSON NOTARIZATIONS, IT IS ILLEGAL!

Witnessing the borrowers sign their loan documents, is an absolute crucial part of the entire closing process! Using video chat on a phone is not only unwise but totally unsecured...do you know how many times you give/allow 3rd party apps access to your pictures, contacts and yup, video recordings on your phone, whenever you download a new app? THINK NSAs THINK!

NSAs should always be or have the mind set after each closing, "well, what if this closing comes back to me in some way, can I be held liable?", "Did I do everything legal and in accordance to my state laws?"

I'm 100% positive AmCock et. al, will be involved in many lawsuits in the near future because some of the CHASE clients/borrowers will default on their loans and blame the lender, title company and yeah, the poor-ass notary signing agent who allegedly "witnessed" it all.

The "no one witnessed me sign these documents, not my signature on those documents, notary told me to do something illegal or was part of the scam defense, is real! Seriously, as ridiculous as the latter reads in my very layman terms, people who do not want to pay their mortgages will say and do anything and everything to get out of that significant obligation without paying a dime.

Soooo are YOU ALL (NSAs) going to be prepared to go to court, and listen to the borrower(s) LIE and testify you did NOT WITNESS their closing because you were either waiting in your car or dropped off the loan documents then later came back to pick these up and notarized their signatures afterwards? Or was in your car and used your video chat to witness. Unless you have a clear recording of the entire transaction as part of a solid defense (non-attorney opinion) the NSA will be the ones getting the MOST FKD.

The big box lenders and title companies who have millions of dollars to spend on defense attorneys WILL get away with a slap on the wrist. (Wells Fargo creating unauthorized client accounts comes to mind)

 

BE SMART AND DON'T DO THESE CLOSINGS.

 

YOU WILL NOT GET RICH QUICK DURING THIS PANDEMIC!

 

YOU WILL NOT BECOME AN INSTANT OVERNIGHT SUCCESS.

BUT YOU VERY WELL MAY BECOME FAMOUS...


.....AS A CO-DEFENDANT ON A FUTURE COURT CASE

(speculation from a non-attorney)

 

 

#NotarySigningAgent #NotaryPublicIssues #LoanClosingAgents #NotaryClosings #Notary #Amrock

Pandemic hopefully stabilizing....

Today marks week 4 where I've not completed any home closings since early March. And the ones that I am conducting, are done in my 
sanitized office including GNW. 
I'm just too scared to go out to anyone's homes right now as I have too many folks at home that are at risk. I'm praying our state 
new case figures continues to stabilize/decrease, and that the 4/30 target date will still happen as far lifting the statewide stay at home order.
Yesterday, my husband, daughter and I, viewed two homes for sale, we along with our real estate agent, were geared up. 
Thank God the homes were empty. Interesting we had to sign and agree to a Covid-19 agreement, e.g., no one is sick, or had been exposed, etc. 

As we drove around, we were so happy to see folks keeping 6ft away from others, and it was such a great feeling to see folks sitting outside
their homes, everyone seemed so happy just to be out!
Families walking together, or riding bikes. I live near Evanston, IL, close to many beaches,and it was beautiful seeing folks there, walking about,
even on the Northwestern Campus. Interesting, some kids were walking around, with masks, carrying small plastic bags which looked
like extra PPE given to them I assume by the school. 
I was, however, very disturbed to find out my neighborhood was listed as the one with the highest cases for our entire state but understandable. 
We have such a diverse community, unlike many of the other neighborhoods in Chicago which are segregated, sucks but its true. 
We have the highest number of diversified folks which is one of reasons I love about our area, but is also disappointing because some are
either not understanding what is going in that they did not get  "pandemic memo" OR they are totally neglecting the fact that we are in a pandemic.
Which then leads me to wonder just how are they getting their information about this sickness in their language...TV, pamphlets, radio? 
I sent an email to our alderman and state rep, asking that pamphlets in the various languages per our demographics, to be sent out to all 
homes in our particular neighborhood. Before this, the flyers which were taped on everyone's front doors, were in 
English and Spanish only. 

Just hang in there, this pandemic will be over and soon we'll be back to our routines and schedules.

#covid-19 #2020pandemic #coronavirus

Amrock's Door Dash Delivery for NSAs?! Are you f'n kidding me....wha???

 

Just when I thought I couldn't get any more surprised in this profession...BOOM, I'm so wrong!

 

I recently read an email notification from Amrock, then later received a few more from Signature Closers, WFG, suggesting NSAs conduct Door Dash or Curb Side closings in light of the pandemic going on. One signing service even trademarked one of these phrases! WOW!
 
DO NOT FOLLOW THESE CLOSING INSTRUCTIONS AS THIS IS A CLEAR VIOLATION OF YOUR STATES NOTARIAL LAWs AS WELL AS AN ILLEGAL NOTARIAL PRACTICE!
 
This illegal practice is just proof that these signing companies really do believe they're above the law when it comes to dictating what NSAs can and can not do during closings; and the very scary part is that there are NSAs that will not question them, and will blindly obey! SMFH!!!
 
IF any NSA conducts closing as instructed by Amcock, in my ever so humble opinion, those NSAs should have their NOTARIAL COMMISSIONS REVOKED and charged with fraud and deception because they are not witnessing the borrowers sign their loan documents in person.
 
IF any NSA conducts Door Dash Closings, they seriously need to take a course in Notary 101, plus one on ethics and morals!
 
JUST SAY NO, I CAN'T VIOLATE MY STATE LAWS.
 
I advise all NSAs to be BRAVE and REPORT ANY hiring company who says its okay for them to conduct these Door or Cub side closings, to the CFPB, ATTORNEY GENERALS OFFICE, DEPT OF FINANCIAL/INSURANCE, in the states where those companies are incorporated. Then report them to your local SOS in your state as well.
 
PLEASE CUT AND PASTE MY POST TO ANY FELLOW NSA YOU KNOW THAT IS DOING CLOSINGS LIKE THIS NOW.
 
STOP DOOR DASH & CURB SIDE LOAN CLOSINGS NOW!
 
 
#Amrock #SignatureClosers #WFG #illegalnotarialpractices #nna #justsayno

Future Goals....but one really matters.

Although there are many, the main goal is getting a permanent seat at the high table where the powers that be collaborate, create and dictate the financial industry rules and regulations we work in.

Why are NSAs left out and our views, opinions or recommendations for this industry totally ignored?  

Aren’t NSAs one the MOST important persons at that closing table as we are specifically hired to act not only as conduits between lenders and their customers, but also to successfully close the deal?

NSAs are the ones with boots on the ground and most often the only “live” persons that borrowers physically see and interact with during their loan process. We hear the good, bad and ugly from some of the most brutally honest customers, and far too often it’s how disappointed and dissatisfied they are regarding the products or services they are being forced to swallow either by their lenders, loan officers, title companies, agents or anyone else involved in their often referred to “costly” loan process – and the “cost” is definitely NOT the NSA fee either, as our fee is often a pittance compared to those services that customers “cannot shop for”.

Bottom line is NSAs are NOT RESPECTED as true professionals in this industry!

With the utmost respect to the NNA, they are FAILING in this area and members of the largest notary public organization should demand more transparency of regarding its role, efforts and involvement in the rule making and regulation in the financial industry in our states.

Nevertheless, another goal of Notary Reviews is to help EACH MEMBER learn how to their job well. We should always strive to earn respect among industry leaders by first and foremost, providing nothing but professional notary signing agent services. We need to let our clients know that they are not just hiring a “point and sign” robo-notary!

Notary Reviews can be the VOICE for NSA members. We can let the industry leaders and the powers that be know exactly what our members are going through at the closing table, without jeopardizing our members identity. Members posts and contributions to the Forum and to the Notary Reviews & Ratings List© (NRRL) is truly the NSA VOICE that can potentially be the game changer for our profession.

Why? Because our list contains information which is indicative on how we are being treated by our clients, the good, bad and the ugly signing companies.

NSAs are notaries public who are TRUSTED PUBLIC SERVANTS, who should be treated with dignity and respect by EVERYONE we work with in this industry, ESPECIALLY BY THE HIGH TABLE RULE MAKERS!

Let’s truly begin putting our clients on notice and let them know we are PROFESSIONALS and have NO FEAR of telling our views and opinions in the NRRL© members provide, after all, NSAs are the NEW INFLUENCES in this industry and its about time the powers that be know this!

Eternally Grateful....

I am so very proud of Notary Reviews© and I have to say we have come a long long way from back in the day when we were just a small time website originally created to stop a group of horrible and bad signing service owners from defaming certain NSAs by posting false and fake online reviews on their website...some of you may remember this...I was a victim then, and NOT anymore!

 

Notary Reviews was created by an NSA for ALL WORKING NSAs, and you know what.... its working!!!

 

Some of our members are NOT just NSAs either. Some folks have chosen to work in this profession either as a side gig to supplement income or who just want to do something totally different career wise. Some of our members are current Physicians, Presidents, VP's & Directors of major corporations, Managers of retail stores, Social Workers and Teachers!

 

I never ever imagined after relaunching the website in 2018, that it would have quickly gained such popularity in the few years we've been back up and running. I couldn't have achieved this though, without the help of these great folks: #BillSoroka #CarolRay #LauraBiewer #BrendaStone #JenniferNeitzel

 

I'm truly happy, proud and grateful to ALL of our members, some of whom have been supporting us since the very beginning and for new members who are joining everyday!

 

Thank you for wanting to join a place where you CAN better your NSA careers by putting in the hard work, positive forward thinking, (thinking outside the box) and only working for well paying clients.

 

Our members know they can market themselves to a verity and only the very best and recognize when to stay away from the very ugly of signing companies..all based from our database of over 650+ companies, most of whom have been Reviewed & Rated on an ongoing basis.

 

Keep up the great job Notary Reviewers, YOU GUYS #ROCK!!!

 

notaryreviews.org

#notaryreviews #notarysigningagents #certifiedsigningspecialists #loansigningagents #mobilenotaryclosers #mobileclosers #loanclosers #nsa #realestate #fowardthinking #careers #thinkoutsidethebox

NSA Directories: Are you paying a signing service for closings?

If you're a Notary Public working as a Notary Signing Agent, some may have heard of and are current members of at least one of the Big 3 Notary/NSA directories, namely: Notary Rotary, 123 Notary and Notary Cafe.   

The Signing Agent website is owned by the National Notary Association but for whatever reason, they were never  really included in the "Big 3" phrase, at least not that I know of, nor do I know why, nor do I know who coined the phrase the "Big 3". Maybe one of the readers of this blog will enlighten us on this little tidbit.  


Okay, so let's ask the obvious....

 

WHAT is the deal with all of these new Notary Public/NSA Directories popping up all over the place online?  Well, the first obvious answer that comes to my mind, is to make that $money$ $money$...

WHO are the folks creating these very annoying directories?  Get ready folks, as this may be disturbing for some to read but from what I've learned, the majority of the owners are either current or former NSAs and Signing Service owners

WHY?  So why are signing agents falling for these notary directory listings...I believe for one reason, if not the main reason which is: FEAR.

.....Those who have been working in this industry for more than 10 years, can recall getting slammed during the mortgage meltdown which began in late 2007 and ended... well, who knows if it has really ended...but my point is now more than ever, some notary signing agents are so desperate and hard up to continue working in this industry, that they would pretty much do whatever it takes to get ahead of their competition. We see this daily when those low ball fees that are emailed or text to us, are then snatched up quicker than you can blink, and now we are seeing the same fear with the rise of these uptine number of notary signing agent directories popping up all over online, like zits on a teenagers face! 

.....With the advancement of website technology, creating a really cool fancy directory listing of any kind, is easier now than ever. Its also easier for scammers, spammers and like scum, to utilize this tech, and create websites that strive to rob most users on the internet. Notary signing agents and those in this business are no different. 

.....I'm saddened to see very well known training programs drinking the notary signing agent directory kool-aid. I mean why not right? Its FREE ADVERTISING!  However, what's sad is the belief that their graduates (myself included) will be the first pic off of these endorsed notary signing agent directories? That's not how the real world of picking and choosing NSA's work, and they know this. Having worked in this business for some time now, I've realized that its not ones credentials that get us work, its how cheap your fee is compared to your competition. We can thank platforms like Snapdocs for that, which is the topic of my next blog post ..stay tuned. 


STOP PAYING SIGNING SERVICES FOR WORK!!


...If a signing service is the owner / behind the creation of a fancy smancy notary signing agent directory, in which you are paying your hard earned money to be listed, like I don't know, say Notary Stars for example, then later you are getting closing gigs from that same SS, well um hate to break it to you but HELLO!! you are PAYING FOR WORK!  Think about it for a minute. Its a very sneaky thing to do, to make money off of the backs of hard working notary signing agents whose fees are already at the bottom of the settlement industry barrel.

...Not saying you shouldn't join these NSA directories, do what you will obviously, just saying if you are, do the research first or better yet, join NotaryReviews.org  and get access to our extensive Notary Reviews & Ratings List©, where we also include various NSA directories as well as platforms.  Join to read the latest, and then add your Review & Ratings>>Member information NEVER POSTED in the listing.  

...The Big 3 NSA directories have been around forever, and are paying big bucks for search engines like Google and Bing so that their members NSA listings and directory listings stay on top of the search page. Investing in these directories will give you a better return for your money, in one or two closings that come your way as a result of your listing. 

....oh and for the cynics>>no payment was received for endorsement of the aforementioned notary signing agent directories. 

 

-Carrie, Founder of Notary Reviews, the Good, Bad and the Ugly©


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