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 Notary Reviews...The Good, Bad & Ugly© (“Notary Reviews©”) is an website which is owned/ solely operated by Carrie Rivera. Notary Reviews©. Its a paid membership website created specifically for notaries public working as Notary Signing Agents (NSAs) to educate, inform and provide information regarding certain hiring parties in the Financial and Real Estate Industries who hire NSAs to conduct real estate closings and various legal and financial transactions. Members are expected to actively participate within the website's Members Only section by posting their own personal closings experiences as Reviews & Ratings, of the companies that hire them. For more information on how to become a member, click Member Requirements.

For convenience, we will refer to the content in the Notary Reviews© website and content on other NR related websites together as the "NR websites." We will refer to the content available on the NR website and the services available as part of NR together as the "NR Service."

These Terms of Use constitute a Legal Agreement between you and NR. You must accept without modification all the terms, conditions, and notices contained in these Terms of Use in order to access and use the NR website and services. If you do not accept these Terms of Use in their entirety, you may not access nor use the NR service.

Portions of the NR Service may be governed by posted guidelines, rules, or other terms and conditions. All such guidelines, rules, and terms and conditions are hereby incorporated by reference into these Terms of Use. In the event of a conflict between such other guidelines, rules, and terms and conditions and these Terms of Use, the Terms of Use shall control. However, the NR Privacy Statement, discussed in the Privacy Policy section below, supersedes any conflicting language in these Terms of Use and/or any other guidelines, rules, and terms and conditions published on the NR website with respect to the subject matter covered by the NR Privacy Statement.

Changes to Agreement

We reserve the right to change, amend and/or modify this agreement, the Terms Of Use and or the Privacy Policy in whole or in part, at any time, and when we do so, we may provide visitors or members with reasonable notice that a change, amendment or modification has been made. You agree that reasonable notice includes, by way of example, a reasonably prominent posting on the NR website, Facebook group or the sending of an email, indicating that this Agreement has been changed. You hereby acknowledge and agree that such changes, amendments and/or modifications will become effective when posted on the NR Service or as otherwise provided by us. From time to time, we may post on the NR website, in the Facebook group, other social media outlets, or otherwise send an email, to notify you of additional or different rules and policies relating to the NR Service. These rules and policies shall thereafter be part of this Agreement. If you use the NR Service after the posting or other notice of changes in this Agreement or changed rules or policies, you are agreeing to follow and be bound by them for such use.

You are required to have a NR membership account to use the NR Service. To set up an account, you must provide information about yourself and keep this information updated in order to keep it current. NR agrees that it will only use your personal information in accordance with the terms of the NR Privacy Statement.

You are responsible for maintaining the confidentiality of your password and account information. Furthermore, you are responsible for all activities that occur in your account and you agree to notify NR immediately of any unauthorized use of your account. NR is not responsible for any loss that you may incur as a result of any unauthorized person using your account or your password.  As a condition of your use of the NR Service, you agree that you will not use the NR Service for any purpose that is unlawful or contrary to these Terms of Use.

You also may not use the NR Service in any manner that could damage, disable, overburden, or impair the NR Service or interfere with any other party's use and benefit of them. You may not attempt to gain unauthorized access to any NR account, computer systems or networks associated with the NR Service. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the NR Service.

Rights You Grant to Us

  1. You retain copyright and any other rights you already hold in content which you submit, post or display on or through, the NR Service.

  2. You agree that we may use your feedback, suggestions, or ideas in any way, including in future modifications of the NR Service, other products or services, advertising or marketing materials. You grant us a perpetual, worldwide, fully transferable, sub-license, irrevocable, fully paid, royalty free license to use the feedback you provide to us in any way.

  3. You agree that NR is not responsible for protecting and enforcing any intellectual property rights granted by you to us in connection with this Agreement and that we have no obligation to do so on your behalf.

  4. In connection with Content/Feedback you submit, post or display via the NR Service, you affirm, represent, and warrant that: you own or have the necessary licenses, rights, consents, and permissions to use and authorize us to use such content in the manner contemplated by the NR Service and this Agreement. You further agree that you will not submit material that is copyrighted, protected by trade secret or otherwise subject to third party proprietary rights, including privacy and publicity rights, unless you are the owner of such rights or have written permission from their rightful owner to post the material and to grant us all of the license rights granted herein.

  5. You understand that we may (a) transmit or distribute your Content/Feedback over various private/public networks and in various media; and (b) make such changes to your Content/Feedback as we deem necessary to conform and adapt that Content/Feedback to the requirements of connecting networks, devices, services or media. You agree that this license shall permit us to take these actions.

  6. You represent and warrant to us that you have all the rights, capacity, power and authority necessary to grant the above licenses.

Release and Indemnification

You agree to release, indemnify and hold harmless us, our affiliates, directors, members, officers, employees, agents and third party licensors, from and against any and all liabilities, losses, damages, claims and expenses, including attorneys’ fees, with respect to (i) your use or misuse of, or reliance upon, the NR Service or any Content, (ii) your violation of this Agreement or rights of another, and/or (iii) any Content you make available through the NR Service. For the avoidance of doubt, this section shall survive the termination of this Agreement.

California Waiver

If you are a California resident, you waive California Civil Code 1542, which says:

"A general release does not extend to claims which the creditor does not know or suspect to exist in his favor at the time of executing the release, which if known by him must have materially affected his settlement with the debtor."




This Privacy Policy discloses our privacy practices and the possible uses of the information that we gather from this website by you to Notary Reviews© (together, the "website and services"). By using the website and services you consent to the terms of this Privacy Policy. If you do not agree to the terms and conditions of this Privacy Policy, including having your personally identifiable information ("Personal Information" as defined below) used in any of the ways described in this Privacy Policy, you may not be able to use certain parts or features of our website and services, and in some instances, this may necessitate the revocation of your membership. Notary Reviews© may update this Privacy Policy from time-to-time in our sole discretion.

It is your responsibility to review the Privacy Policy for any changes each time that you use the website and services for which you are bound by such changes. Your use of the website and services following us posting a new privacy policy on our website signifies that you agree to and accept the Privacy Policy as modified.

This Privacy Policy applies to the entire Notary Reviews© family of products and services, such as our online services, call center services, and other products or services. This Privacy Policy is part of our Terms of Use and all other terms of using our website and services.

Information Collected

Notary Reviews© collects information on our users in various ways, such as, by your voluntary submissions, participation in services provided via the website and services, from third parties with your consent, and through cookie and other tracking technology. Notary Reviews© collects the following information:

Personal Information

"Personal Information" refers to information that tells us specifically who you are, such as your name, phone number, email, postal address, and possibly information relating to certain support or customer service issues. In many cases, we need this information to provide to you many of the services that you may have requested.

Cellular Phone Numbers

By providing a cellular telephone number to us, you expressly consent to, and authorize us or a third party on our behalf to deliver auto dialed or prerecorded telemarketing calls and/or text messages to the number you provide. You are not required to consent to these calls as a condition to purchasing any goods or services but withholding your consent may prevent us from providing certain services to you. This consent encompasses all future auto dialed or prerecorded telemarketing calls and text messages from us or a third party placing these calls on our behalf. You may revoke consent to receive text messages at any time by contacting Notary Reviews, including by texting STOP.

Submission of Reviews, Ratings, and Comments

We collect information that you voluntarily provide as part of our website and services, including messages, posts, comments, responses, reviews, and ratings you submit through the website and services, ("User Generated Content"). Notary Reviews© may in our sole discretion share your user generated content with others such as your business reviews. If you do not want certain information shared with others, you should not submit user generated content, or should not submit user generated content that contains information or personal information you do not want shared in this manner. Once you have submitted user generated content, we reserve the right to publish it in any medium to others.

Aggregate Information

We may collect general, non-personal, statistical information about the use of the website and services, such as how many visitors visit a specific page on the website, how long they stay on that page, and which hyperlinks, if any, they click on. This information represents a generic overview of our users, including their collective viewing habits, and allows us and other third parties to modify information, promotions, offers and/or discounts on products and services based on user traffic and behavior. We collect this information using technologies such as 'cookies' and web beacons, which are discussed in greater detail below. We collect this information in order to help enhance the website and services to make for a better visitor experience.

Third Party Information

We may supplement information you provide to us with information from other sources, such as information to validate or update your address, payment card or other demographic and lifestyle information. We use this information to help us maintain the accuracy of the information we collect, to enable us to fulfill our products and services, to target our communications so that we can inform you of products, services and offers that may be of interest, and for internal business analysis or other business purposes consistent with our mission.


Notary Reviews© may automatically collect non-personally identifiable information and data using cookies. Cookies are small text files a website uses to recognize repeat users, facilitate the user's ongoing access to the website and facilitate the use of the website. Cookies also allow a website to track usage behavior and compile site usage information that will allow for the improvement of content and target advertising. Most browsers allow you to control cookies, including whether to accept them or not, and how to remove them. You may set your browsers to notify you if you receive a cookie, or you may choose to block cookies with your browser. However, please be aware that some features of our Website and services may not function or may be slower if you refuse cookies.

You may also get cookies from our advertisers or other third parties with links on the website as described below. We do not directly control these cookies. The use of advertising cookies sent by third party ad servers is standard in the Internet industry. We may use the services of third parties to collect and use anonymous information about your visits to and interactions with our website using technologies such as cookies to personalize advertisements for goods and services.

Other Tracking Technologies

Tracking technologies may record information such as internet domain and host names; protocol (IP) addresses; browser software and operating system types; click stream patterns; the MAC address or other technical information from your mobile device; location information through GPS, WiFi, Bluetooth, or similar technologies; and dates and times that our website and services are accessed. An IP address is a number that is automatically assigned to your computer whenever you are surfing the web. Web servers, the computers that 'serve up' web pages, automatically identify your computer by its IP address. The website and services may also use technology called "tracer tags". These may also be referred to as "Pixels", "Clear GIFs" or "Web Beacons". This technology allows us to understand which pages you visit on our Site and other ways you interact with our Website and services, such as purchases made through the Website and services. These tracer tags are used to help us to optimize and tailor our website and services for you and other users of our website and services. We may link the information we record using tracking technologies to personal Information we collect.

Do Not Track

Do Not Track (DNT) is a privacy preference that users can set in some web browsers, allowing users to opt out of tracking by websites and online services. At the present time, the World Wide Web Consortium (W3C) has not yet established universal standards for recognizable DNT signals and therefore, Notary Reviews and the website do not recognize DNT.

Use of Information

The information Notary Reviews© collects is used in a variety of ways, including:

  • for internal review;

  • to improve the website and services;

  • to optimize third-party offers of products and/or services;

  • to verify the legitimacy of reviews and ratings;

  • to notify you about updates to the website and services;

  • to let you know about products, services, and promotions that you may be interested in;

  • to get reviews and ratings;

  • for our marketing purposes and services offered through our website or services by service contractors (collectively "Service Providers");

  • to fulfill and provide products and services, including personalized or enhanced services, requested by you; and

  • internal business analysis or other business purposes consistent with our mission;

  • and to carry out other purposes that are disclosed to you and to which you consent.

Disclosures and Transfers of Information

We do not disclose personal information to third parties, except when one or more of the following conditions is true:

  • We have your permission to make the disclosure;

  • The disclosure is necessary for the purpose for which the personal information was obtained;

  • The disclosure is to the service provider from whom you contracted services through NR’s platform;

  • The disclosure is to financial service providers in order to fulfill and carry out the completion of services requested by you;

  • The disclosure is permitted by relevant law;

  • The personal information to be disclosed is otherwise publicly available in accordance with the applicable law;

  • The disclosure is reasonably related to the sale or other disposition of all or part of our business or assets;

  • The disclosure is for our own marketing purposes, (including, without limitation, for Notary Reviews© to market services to you on third-party social media platforms such as Facebook, Instagram, Twitter, etc.), or, with your authorization, for the marketing purposes of third parties;

  • The disclosure is combined with information collected from other companies and used to improve and personalize services, content, and advertising from us or third parties;

  • The party to whom the disclosure is made controls, is controlled by, or is under common control with Notary Reviews©;

  • The disclosure is in our sole discretion necessary for the establishment or maintenance of legal claims or legal compliance, to satisfy any law, regulation, subpoena or government request, or in connection with litigation;

  • The disclosure is in our sole discretion about users who we believe are engaged in illegal activities or are otherwise in violation of our Notary Reviews© Membership Agreement, even without a subpoena, warrant or court order;

  • The disclosure is to outside businesses to perform certain services for us, such as maintaining our website and services, mailing lists, processing orders and delivering products and services, sending postal mail, processing claims for lost or stolen certificates, providing marketing assistance, confirming your identity for review integrity, and data analysis ("Administrative Service Providers"), including administrative service providers outside the country or jurisdiction in which you reside.​

Prior to sharing of your personal information with others, agreements are made between Notary Reviews© and such outside parties to whom we are transferring data to provide for the allowable use and security of the transferred information in accordance with this Privacy Policy and applicable law. If Notary Reviews becomes aware that any such outside party is improperly using or disclosing personal information, it will notify that outside party and request that it take reasonable steps to cease such use or disclosure.

We may provide certain personal information as a service to others for their marketing purposes. We may also disclose your name and address to service providers when you submit User generated content relating to those service providers. If you properly notify us that you no longer want us to share your personal information, we will cease sharing your personal information. However, except as otherwise stated in this Privacy Policy, we do not directly control the third parties to which we share such personal information and you will need to further notify such third parties directly if you would like them to cease use of your personal information.

We may also disclose aggregate visitor data in order to describe the use of the website and services to our existing or potential business partners or other third parties, or in response to a government request. We may also share aggregated demographic and preference data with third parties to enable the provision of targeted information, promotions, offers and/or discounts on products and services.

Choice: Accessing Your Information and Opt-in/Opt-out Requests

At this time, we have not yet set up the Signing Agent Directory© or Notary Reviews Platform© which will allow you to review, edit, and control how we use much of the information we collect about you because we do not have our current website set up this way. However, when the Signing Agent Directory is up and running, a benefit part of the Yearly Membership Plan, you will be able to visit your accounts web page, to update certain information and/or unsubscribe from receiving specific types of email messages and telephone calls, including auto dialed or pre-recorded telemarketing calls placed by us or a third party on our behalf. You may also unsubscribe from our monthly digital magazine, which is a benefit that is included with your subscription. You cannot, however, unsubscribe from receiving certain emails, such as account status and billing related emails, unless you close your account and fulfill any existing contractual obligations.

You can also ask us whether we are keeping information about you; ask how your information is being used; ask us to update or correct your information; or opt-out of our collection and use of certain information by sending an email to: or by writing us at  Notary Reviews, P.O. Box 59177, Chicago, IL 60659 specifying the nature and scope of your request. If you choose to opt-out of the collection and use of certain of your information, you understand that some services, may no longer be available to you, potentially requiring the cancellation of your membership. Please state in your correspondence the details of your request. We may require proof of your identity before we provide you with the requested information. We allow you to challenge the data that we hold about you and, where appropriate, you may have certain data erased, rectified, amended, or completed. Approved requests will be processed within ten (10) days of the date on which we receive the request.

Data Security, Integrity, and Access

The personal information you provide, and we collect is stored within databases that we control directly or through our administrative service providers. As we deem appropriate and as required by the applicable law, we use security measures appropriate for the sensitivity of the personal information and consistent with industry standards, including physical, organizational and technological protections, such as firewalls, to protect your personal information. We also use industry standard encryption technology to protect credit card and password information. However, since no security system is impenetrable, we cannot guarantee the security of our databases, nor can we guarantee that information you supply will not be intercepted while being transmitted to us over the Internet.

Personal information may only be accessed by persons within our organization, our third-party service providers who require such access to provide you with the services indicated above, or any other party that you have provided us with authorization to share such information with. We retain personal information that we collect only as reasonably necessary to fulfill the purposes for which it was collected or to otherwise meet any legal requirements. Your information may be transferred to, and maintained on, computers located outside of your state, province/territory, or country where the privacy laws may not be as protective as those where you live. If you are located outside the United States and choose to provide information to us, please be aware that we transfer Personal information to the United States and process and store it there. As a result, this information may be subject to access requests from governments, courts, law enforcement officials and national security authorities in the United States according to its laws. Subject to the applicable laws, we will use reasonable efforts to ensure that appropriate protections are in place to maintain protections on the Personal Information. By submitting your personal information, you consent to having your personal data transferred to, processed, and stored in the United States.

Notary Reviews© may grant you access to our website via your own user id and a password but only as part of a paid membership. Your user id and password may only be used by you. You may not share your user id and password with anyone else, and you are solely responsible for maintaining and protecting the confidentiality of your user id and password. You are fully responsible for all activities that occur under your user id and password. All user id logins are tracked and logged via IP address and is never shared.

Credit Card Information

We may share credit card information with trusted third parties in order to bill you for our service. We use third parties for secure credit card transaction processing, and we send billing information to those third parties to process your orders and payments or to validate your credit card information on file. Credit card information is encrypted during transmission and whenever stored within our systems or with our vendors. In addition to utilizing encryption that meets the US Government’s FIPS 140-2 Certification, we take care to store only the amount of information required to bill you for services.

Our credit card processing vendors use security measures to protect your information both during the transaction and after it’s complete. Credit card processing vendors are certified as compliant with multiple industry-standard compliance frameworks including the Payment Card Industry (PCI) Service Provider Level 1, the SSAE-16 audit standard.

Third Party Websites and Links

Please note that you may have cookies placed on your computer by third party websites that refer you to our website. Although we do not share your personal information with these third-party websites unless you have authorized us to do so, they may be able to link certain non-personally identifiable information we transfer to them with personal information they previously collected from you. Please review the privacy policies of each website you visit to better understand their privacy practices. In addition, Notary Reviews© would like to inform you that anytime you click on links (e.g. advertising banners), which take you to third party websites, you will be subject to the third parties' privacy policies. While we support the protection of our customer's privacy on the internet, Notary Reviews© expressly disclaims any and all liability for the actions of third parties, including but without limitation to actions relating to the use and/or disclosure of personal information by third parties.

Notary Reviews© website and services contain links to other sites operated by third parties. Notary Reviews© does not control such other sites and is not responsible for their content, their privacy policies, or their use of personal information. Notary Reviews© inclusion of such links does not, by itself, imply any endorsement of the content on such sites or of their owners or operators except as disclosed on the website and services. Any information submitted by you directly to these third parties is subject to that third party's privacy policy.

Children's Privacy

Notary Reviews© does not intend the website and/or services to be used by individuals under the age of majority within the jurisdiction in which they reside without the supervision of a parent or guardian of majority age. Notary Reviews© relies upon such parents or guardians to determine if the website and services is appropriate for the viewing, access, or participation by such individuals under the age of majority. If an individual under the age of majority uses our website and services, such individual may only use the website and services under the supervision of a parent or guardian of majority age.

We do not seek or knowingly collect any personal information about children under 13 years of age. If we become aware that we have unknowingly collected Personal Information from a child under the age of 13, we will make commercially reasonable efforts to delete such information from our database.

If you are the parent or guardian of a minor child who has provided us with Personal Information, you may contact us using the information below to request it be deleted.

Governing Law; Visitors Residing Outside the United States

This Privacy Policy and the privacy practices of Notary Reviews© will be subject exclusively to the laws in which Notary Reviews© provides its services.

Your California Privacy Rights

This privacy policy describes how we may share your information for marketing purposes. It applies to all Notary Reviews© customers, including California residents:

  • We may share information with others as more fully set forth above in Disclosures and Transfers of Information. We may share your information with other parts of our business and with our service providers. See above: Disclosures and Transfers of Information.

  • You may contact us with any questions, or to request a list of third parties to whom we may disclose information for marketing purposes and the categories of information we may disclose.

How To Contact us

All requests, questions, concerns, or complaints about your Personal Information, TOU or Privacy Policy, please contact us by mail or email at the following:

Notary Reviews...The Good, Bad & Ugly©, c/o Chicago Paralegal Notary Services LLC, 5865 N. Lincoln Ave, Ste 108, IL 60659, E-mail:

Copyright Notice...

Unless otherwise indicated, all materials on these pages are copyrighted and trademarked by Caridad (Carrie) Rivera, creator, founder & managing director of Notary Reviews...The Good, Bad & Ugly!©

No part of these web pages may be used other than for viewing purposes only. Any duplication, reproduction, modification, storage in a retrieval system or reproduction, in any form or by any means for reasons other than for personal viewing, is strictly prohibited.

Copyright infringement is a very serious offense and crime, Notary Reviews...The Good, Bad and Ugly© will seek legal action against anyone violating this Copyright Notice and / or Terms of Use & Privacy Policy  to the fullest extent of both state and federal law.